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ATMs Are a Cyber Risk

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Cyber risks are always changing and evolving thanks to the criminals who keep getting savvier. Business email compromise, phishing, card compromise, synthetic identities, and ransomware are all in the news daily and high on the cyber concerns list. We might […]


Examiner Expectations with CECL

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The topic on everyone’s to-do list as of late has been to start thinking about the looming changes that will be here before we know it…the new Current and Expected Credit Losses (CECL) model for the allowance for loan & […]


Buying or Selling: What Happens to Your BOLI?

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Bank-owned life insurance (BOLI) has been a widely-used investment and employee benefit for community banks. But, what happens to this insurance in a bank sale? This has been a common question we’ve seen with bank mergers and acquisitions, and in […]


Tax Update: Entertainment Deduction Clarified

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50% of Meals for Clients/Customers Now Deductible On October 3, the IRS issued a new guidance that will allow a deduction for 50% of meals while entertaining clients/customers. This decision was made following confusion over the wording in the tax […]


How Safe is Your Financial Data?

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At-Risk Businesses Exposed to Catastrophic Consequences Recent national cybercrime headlines: “Cybercriminals Obtain Employee Credentials to Conduct Payroll Diversion” “Business Email Compromises Business Data” “Increase in W-2 Phishing Campaigns” Imagine if you lost access to a year’s worth of financial information […]


How to Account for Equity Investments

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Does your institution have Bankers Bank of Kansas (BBOK), Data Center Inc. (DCI) stock, or other equity securities (i.e. Farmer Mac, etc.)? If the answer is yes, it’s important to understand the upcoming changes on how to account for these […]


The Importance of Building Open “Board-Compliance” Communication

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As fiduciaries, board members carry a responsibility to oversee many aspects of a company’s business – including regulations. Ask yourself these questions: • Do the members of your bank’s Board of Directors know your compliance officer(s)? • Can each Board […]


No More Bad Days – Your Choice

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Handling issues with a constructive approach Recently I sat in on a meeting with our KCoe People team, the HR Consulting division of K·Coe Isom. In this meeting, Vikki Nicometo shared a tool she uses regularly with coaching clients and […]


california-wilfire-disaster-relief

In Wake of Disaster, How to Minimize Taxes on Insurance Proceeds

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How to Treat Insurance Casualty Gains As fires rage and rampage through large areas of California, the destruction of residences, outbuildings, and commercial buildings has been widespread. K·Coe Isom has been fielding questions and concerns from many of our clients […]


Planning a Business Sale

Knowledge is Power – to Generate State Tax Credits

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Businesses Should Always Be Looking for State Tax Incentives Generating state tax credits for your business is rarely a one-dimensional exercise.  And generally speaking, many businesses often underutilize the types of credits that are actually available to them.  The common […]