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K·Coe Insights

Midwest Crop Checkup: Are You Stress Testing Your Decisions?

By K·Coe Editorial | June 13, 2019

Reading Time: 2 minutes By Thomas Eatherly Midwest agriculture has had to rewrite the book for making smart crop decisions this year.  Weather has prompted delivery, logistics, and storage issues for some growers, and a rush to market for others.  This growing season has been challenging at best – with the cool, cloudy weather …

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California’s Employee Classifications to Undergo Reevaluation with Approval of AB 5

By K·Coe Editorial | June 4, 2019

Reading Time: 2 minutes With the approval of California’s Assembly Bill 5 – which classifies the recent Dynamex court decision to use stricter ABC testing for determining independent contractor status – many businesses could face consequences under the new rules should it next pass in the state Senate. What is Assembly Bill 5? The …

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How Working Capital Can Make or Break You

By K·Coe Editorial | May 20, 2019

Reading Time: 2 minutes Today’s ag environment shows commodity prices are below break-even for some operators, while barely budging the break-even level for others.  Economists have referred to this situation as “a grinder effect.” Meaning, the profitability level is grinding away at working capital little by little. Ultimately, this effect impacts the efforts needed …

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Coaching: The Big Payoff Most Businesses Don’t Expect

By K·Coe Editorial | May 15, 2019

Reading Time: 2 minutes By Danielle McCormick The top three workforce management challenges facing organizations today are retention/turnover, engagement, and recruitment. While that may not surprise you, perhaps the realization that a resounding 93% of managers – the people you equip with managing performance and motivating your employees – admit they need training on …

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Loan Origination Fees: to Recognize Immediately or Amortize?

By K·Coe Editorial | May 8, 2019

Reading Time: 2 minutes If your bank immediately recognizes loan origination fees and costs directly to your income statement, you are not alone. This is a common practice among many community banks. However, this practice is not in accordance with Generally Accepted Accounting Principles (GAAP). According to Accounting Standards Codification (ASC) 310-20-25-2, loan origination …

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Transitioning the Family Farm – a Bountiful and Satisfying Harvest for All

By K·Coe Editorial | May 8, 2019

Reading Time: 4 minutes The family business is more than a job, it’s a lifestyle choice for millions of Americans. Most farmers or ranchers spend 50 years or more on their farms, where land is taught to be both a lifestyle and legacy. Farming is idealized, romanticized, and who these individuals choose to be. …

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