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K·Coe Insights

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Coaching: The Big Payoff Most Businesses Don’t Expect

By K·Coe Editorial | May 15, 2019

Reading Time: 2 minutes By Danielle McCormick The top three workforce management challenges facing organizations today are retention/turnover, engagement, and recruitment. While that may not surprise you, perhaps the realization that a resounding 93% of managers – the people you equip with managing performance and motivating your employees – admit they need training on …

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Loan Origination Fees: to Recognize Immediately or Amortize?

By K·Coe Editorial | May 8, 2019

Reading Time: 2 minutes If your bank immediately recognizes loan origination fees and costs directly to your income statement, you are not alone. This is a common practice among many community banks. However, this practice is not in accordance with Generally Accepted Accounting Principles (GAAP). According to Accounting Standards Codification (ASC) 310-20-25-2, loan origination …

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Transitioning the Family Farm – a Bountiful and Satisfying Harvest for All

By K·Coe Editorial | May 8, 2019

Reading Time: 4 minutes The family business is more than a job, it’s a lifestyle choice for millions of Americans. Most farmers or ranchers spend 50 years or more on their farms, where land is taught to be both a lifestyle and legacy. Farming is idealized, romanticized, and who these individuals choose to be. …

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Be Watchful for Appraisal Flaws

By K·Coe Editorial | May 8, 2019

Reading Time: 1 minute We’ve spoken with several bankers lately that felt their loan grading and related collateral (mostly real estate) appraisals were pretty solid; then they experienced some pretty big “wake-up calls” when examinations pointed out the flaws in their loan analyses, grading, and supporting collateral valuations. Actions to Alleviate Your Risk for …

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Using 360 Performance Appraisals for Productivity and Engagement Gains

By K·Coe Editorial | May 8, 2019

Reading Time: 4 minutes Banking is certainly at a critical juncture in the evolution of the industry. There are so many tech tools, social media, and innovative practices, but with a need for people drive it all. Are your “people practices” as forward thinking as the new banking app you just rolled out? A …

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K·Coe Isom Announces Addition of Global Innovation Leader

By K·Coe Editorial | May 6, 2019

Reading Time: 2 minutes May 6, 2019 – Food and agriculture consulting and accounting firm K·Coe Isom today announced the hiring of Matt Powell as Global Innovation Leader.  Powell is the co-founder of Agworld, a global innovator in farm management solutions, and has more than 20 years of professional experience in technology, SaaS, and …

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The Application of Blockchains in Ag

By K·Coe Editorial | April 24, 2019

Reading Time: 2 minutes Agriculture is steadily adopting the use of blockchain technology to improve sustainability by enabling the entire food supply chain – growers, processors, manufacturers, retailers and consumers – to employ a framework that helps with delivery of comprehensive transparency for consumers, as well as deter the growing presence of food fraud. …

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California Business Update: Harassment Laws and Requirements Have Changed

By K·Coe Editorial | April 16, 2019

Reading Time: 1 minute All California employers with at least five employees need to prepare for compliance under the new sexual harassment laws.  The new requirement states that employers must provide sexual harassment prevention training and education to all supervisory employees and non-supervisory employees in California by January 1, 2020. For further guidelines and …

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Is Your Farm or Ranch in Survival Mode?

By K·Coe Editorial | April 11, 2019

Reading Time: 1 minute  1.       Everything has become urgent, and you feel like your back is up against the wall. 2.       Bank negotiations and refinancing discussions are vital. 3.       Your team can’t help, because they’re in crisis mode too. 4.       The stress is overwhelming and spilling into your personal life. 5.       Everything is a reaction: cutting costs, laying off …

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