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Pinion Insights

Food & Beverage Blockchain

Food & Beverage Blockchain: Hit or Miss for Your Business?

By K·Coe Editorial | August 14, 2019
Reading Time: 2 minutes
While much of the “buzz” on blockchain today has focused on its uses in the cryptocurrency world, it has become a technological game-changer for the food and beverage industry from producer to consumer. When paired with the right technology, blockchain has the ability to enhance tracking, transfers, verification, and information-sharing …

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FSA Announces Details of MFP Payments for Producers

FSA Announces Details of MFP Payments for Producers

By K·Coe Editorial | July 25, 2019
Reading Time: 2 minutes
Details of the $16 billion support package for farmers were released today by the U.S. Department of Agriculture:  USDA Press Release. K·Coe Isom’s Farm Program Services team has compiled these key guidelines for producers who want to apply for MFP Payments: MFP Payment guidelines: Payment limit is a combined $250,000 …

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Conservation Practices that Improve Farm Profits and Resilience

Conservation Practices that Improve Farm Profits and Resilience

By K·Coe Editorial | July 22, 2019
Reading Time: 2 minutes
With the added macroeconomic and environmental challenges farmers are faced with today, landowners, ag lenders, and crop insurers are turning their attention on conservation practices adoption as an avenue rife with opportunity. The 2018 “Farm Finance and Conservation” report from the Environmental Defense Fund (EDF) and K·Coe Isom showed that …

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Aggregated Transactions

Clarity for Marking the Aggregated vs. Multiple Transactions Box

By K·Coe Editorial | July 17, 2019
Reading Time: < 1 minute
By Heather Campbell, CIA While we are told to “aggregate” transactions on a Currency Transaction Report (CTR), that does not mean we are to mark the aggregated transactions box.  The “multiple transactions” box (Part I Box 3) is marked any time there are multiple cash-in or cash-out transactions of any …

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Updates to ACH Rules

Updates to ACH Rules

By K·Coe Editorial | July 15, 2019
Reading Time: 2 minutes
By Rhonda Broekemeier In the world of payment processing the rules are in constant evolution. Are you aware of the recent changes that impact financial institutions? NACHA has new rules and amendments in 2019 your bank must know to remain ACH compliant.   Effective Jan. 1, 2019:   Automated Clearing …

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Executing Sustainability: What, Why, and How It's Done

Executing Sustainability: What, Why, and How It’s Done

By K·Coe Editorial | July 11, 2019
Reading Time: 2 minutes
What is the sustainability meaning for food and ag companies? It is highly impressionable and easily altered, as it is essentially how consumers view our industry. Consumers today want to understand how food and ag products are grown, raised, and produced, and they want information that goes all the way …

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How Data is Helping Growers Prepare for Negative Impacts

How Data is Helping Growers Prepare for Negative Impacts

By K·Coe Editorial | July 9, 2019
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Reading Time: 2 minutes
While big agriculture businesses have been using geospatial data to their advantage for a while now, we’re only starting to see the tools to use this data go mainstream among growers.  There are robust choices now, and it’s wise to use an independent platform that doesn’t sell or use farm …

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Protective Strategies

Animal Ag Advisory: How to Manage your Risk, Protect your Livestock

By K·Coe Editorial | June 28, 2019
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Reading Time: 3 minutes
The appearance of yet another undercover video showing employee abuse on a dairy farm has shaken and angered consumers and retailers across the nation. As information continues to emerge, the fall out continues to impact the dairy industry. The reaction is not over yet and its final affects remain to …

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