Sandy Sporleder, CPA


Wichita, KS

Contact Information


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Sandy guides community banks in Kansas, Colorado, Oklahoma, Nebraska, and Missouri through compliance and regulatory mazes, and helps them become more profitable. She advises banks in growth and expansion, as well as in positioning for sale or potential acquisition.

Committed to providing top-notch customer service, Sandy strives to build deep relationships that result in mutual trust. Her depth of knowledge spans from the financial side (bank taxation, audit, and financial reporting of all types) to the operational side of bank business. She manages and counsels on regulatory applications and regulatory compliance challenges, lending risk-reduction efforts, technology concerns, internal controls, internal audit practices, and merger and acquisition transactions.

Some of her recent work includes:

  • Converting a bank from a C-Corp to an S-Corp, increasing the bank’s and its owners’ cash position by over $1 million in just the first year.
  • Converting a bank to cash basis of accounting that for tax purposes that resulted in a $1.2 million increase in working capital.
  • Structuring the sale of a bank to preserve $550,000 in expense.

Sandy enjoys working with community banks because of bankers’ intelligence, business savvy, and curiosity in the form of their asking really tough questions. Sandy helps banks across the Midwest achieve success – her deep knowledge, passion for service, and thinking outside the box increases banks’ success.


  • Graduate School of Banking, Boulder, CO
  • B.S., Accounting, Fort Hays State University


  • Licensed CPA in Kansas and Oklahoma
  • AICPA Women to Watch Award


  • Featured writer in the Kansas Banker

Professional Associations

  • American Institute of Certified Public Accountants
  • Kansas Society of Certified Public Accountants
  • Kansas Bankers Association
  • Oklahoma Bankers Association
  • Oklahoma Society of Certified Public Accountants

Civic Associations

  • United Way Young Leaders Association
  • Junior Achievement of Wichita
  • Martin Elementary PTO, treasurer and Teacher’s Wish List Committee, member
  • St. Vincent de Paul Catholic Church Children’s Catechist


  • Chasing around her 2 sons
  • Watching the Dallas Cowboys
  • Reading and watching movies, but only if they don’t make her think too hard
  • Trying out new bars and cocktails with her husband, Greg

Industry Areas

Community Banks

Mentions and articles by Sandy

kcoe isom banking 199a

How Final Rules for Section 199A Impact Banks

Sandy Sporleder | January 31, 2019

Overall Consensus on Finality is Good, Not Great On January 18, the U.S. Treasury released its much anticipated final Section 199A regulations of the Tax Cuts and Jobs Act (TCJA), which allows shareholders of Subchapter S banks to take a […]

GAAP Update: New Lease Standards will Affect Banks

K·Coe Editorial | December 19, 2018

Understanding the Impact on Balance Sheets & Borrowers You’ve probably already heard that FASB has updated the leasing standard, but what does the new standard mean for a bank? The effective date for non-public entities is December 15, 2019 (i.e., […]

Are You Financing OREO Property?

Sandy Sporleder | December 19, 2018

Changes for 2019 Beginning in 2019, with the issuance of Accounting Standards Update 2014-09, community banks will have to change the way they account for seller financing of Other Real Estate Owned (OREO). This supersedes the current methods used under […]