Sandy Sporleder, CPA


Wichita, KS

Contact Information


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Sandy guides community banks in Kansas, Colorado, Oklahoma, Nebraska, and Missouri through compliance and regulatory mazes, and helps them become more profitable. She advises banks in growth and expansion, as well as in positioning for sale or potential acquisition.

Committed to providing top-notch customer service, Sandy strives to build deep relationships that result in mutual trust. Her depth of knowledge spans from the financial side (bank taxation, audit, and financial reporting of all types) to the operational side of bank business. She manages and counsels on regulatory applications and regulatory compliance challenges, lending risk-reduction efforts, technology concerns, internal controls, internal audit practices, and merger and acquisition transactions.

Some of her recent work includes:

  • Converting a bank from a C-Corp to an S-Corp, increasing the bank’s and its owners’ cash position by over $1 million in just the first year.
  • Converting a bank to cash basis of accounting that for tax purposes that resulted in a $1.2 million increase in working capital.
  • Structuring the sale of a bank to preserve $550,000 in expense.

Sandy enjoys working with community banks because of bankers’ intelligence, business savvy, and curiosity in the form of their asking really tough questions. Sandy helps banks across the Midwest achieve success – her deep knowledge, passion for service, and thinking outside the box increases banks’ success.


  • Graduate School of Banking, Boulder, CO
  • B.S., Accounting, Fort Hays State University


  • Licensed CPA in Kansas and Oklahoma
  • AICPA Women to Watch Award


  • Featured writer in the Kansas Banker

Professional Associations

  • American Institute of Certified Public Accountants
  • Kansas Society of Certified Public Accountants
  • Kansas Bankers Association
  • Oklahoma Bankers Association
  • Oklahoma Society of Certified Public Accountants

Civic Associations

  • United Way Young Leaders Association
  • Junior Achievement of Wichita
  • Martin Elementary PTO, treasurer and Teacher’s Wish List Committee, member
  • St. Vincent de Paul Catholic Church Children’s Catechist


  • Chasing around her 2 sons
  • Watching the Dallas Cowboys
  • Reading and watching movies, but only if they don’t make her think too hard
  • Trying out new bars and cocktails with her husband, Greg

Industry Areas

Community Banks

Mentions and articles by Sandy

ATMs Are a Cyber Risk

K·Coe Editoral | October 24, 2018

Cyber risks are always changing and evolving thanks to the criminals who keep getting savvier. Business email compromise, phishing, card compromise, synthetic identities, and ransomware are all in the news daily and high on the cyber concerns list. We might […]

Examiner Expectations with CECL

K·Coe Editoral | October 24, 2018

The topic on everyone’s to-do list as of late has been to start thinking about the looming changes that will be here before we know it…the new Current and Expected Credit Losses (CECL) model for the allowance for loan & […]

Buying or Selling: What Happens to Your BOLI?

Sandy Sporleder | October 24, 2018

Bank-owned life insurance (BOLI) has been a widely-used investment and employee benefit for community banks. But, what happens to this insurance in a bank sale? This has been a common question we’ve seen with bank mergers and acquisitions, and in […]