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Top 3 Regrets of Retired Farmers

By K·Coe Editorial | January 23, 2020

Reading Time: 4 minutes In life, there’s an easy way or a hard way to do most things.  There are countless examples of this in agriculture, and farmers are resilient as the result of facing challenges and overcoming unexpected obstacles the only way they can:  the hard way. Farm life is not a checklist.  …

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Kansas Department of Revenue to Double-Tax Bank Income

By K·Coe Editorial | January 10, 2020

Reading Time: 2 minutes We’ve recently learned of an interesting development that significantly impacts the Community Banking industry.   At the end of December, K·Coe participated in a call facilitated by the Kansas Bankers Association with multiple practitioners discussing a recent audit with the Kansas Department of Revenue (KDR).  We want to make sure that …

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2020’s Smart Tax Resolutions

By K·Coe Editorial | January 10, 2020

Reading Time: 3 minutes New Year’s resolutions typically focus on healthier lifestyles, kicking bad habits, and ways to increase happiness.  Unfortunately, there’s a tendency to drop resolutions as quickly as they’re started – on average, most don’t make it to January’s end. K·Coe tax advisors are putting an end to the resolution let-down by …

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HMDA – Confidence that you are “Getting it Right” in 2020

By K·Coe Editorial | January 8, 2020

Reading Time: 2 minutes Having to perform a “regulator mandated” Home Mortgage Disclosure Act (HMDA) resubmission is hard work. And, if you don’t put the work in before you submit your Loan Application Register (LAR), you may get the opportunity to do just that anyways. As we begin the New Year and wrap up …

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Getting Personal with Business Strategy

We don’t make any major business decisions without talking to K·Coe Isom. They are a partner who has taken a vested interest in our success. I appreciate that they can strategically organize our business so that growth isn’t a challenge. Being nimble and taking advantage of the right opportunities without restructuring our entire business model is key. The relationship we have with K·Coe gives us the sounding board and financial stability we need to be ambitious, while providing valuable insight for what has or hasn’t worked for other organizations.

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Turning the Tide Back in Your Favor

We would not be farming today if not for K·Coe Isom’s efforts.

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Managing a Well-Established Business

We want to be able to measure where we’re at financially so we can manage our risk. People grow corn and say their breakeven is $3.00. But they don’t figure the farm utility bills. They don’t figure equipment cost per acre and per bushel. That’s what we want to know. K·Coe Isom brings the right team together so we get a global picture, not just of the farm, but also of the feed yard and livestock feeding. This is the financial know-how that helps us take our business to the next phase.

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Staying Productive, Profitable, and Independent

As owners, we have made strategic moves to grow the business. Each time we do, we call our business advisors and K·Coe Isom is definitely one of them. They always come up with creative legally sound ideas for keeping money in the business. And that’s what lets us stay locally-owned.

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Establishing a Farm Legacy

Our farm operation is complex with a lot of moving parts. So whether it’s tax planning or estate planning, one thing will undoubtedly impact another. The people at K·Coe Isom are true professionals that know financials in the context of ag operations. They did a great job explaining the tax consequences and options. They made it understandable so we could get group consensus.

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Making a Difference in Your World

Sometimes you have to go out on a limb. That’s the only way you’re going to make a difference, in your business, in your community and in the world. By looking at sustainability from a multi-dimensional perspective, we’ve shown that growers can mitigate their risk and use their progress for a competitive advantage.

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